Relier Pairs BankingVersion en ligne Banking Vocabulary par Laura Long 1 Minimum Balance 2 Direct Deposit 3 ATM Fees 4 Credit Card 5 Debit Card 6 Interest 7 Overdraft Protection 8 Monthly Service Fee A card that allows you a certain amount of buying power but you get a bill and pay interest on the money charged if not paid in full each month. Money deposited into your account on a regular basis such as a paycheck. The minimum amount of money needed in an account to keep it open, collect interest and/or not pay a fee. A fee charged for the convenience of using an ATM that is not your bank. A card that acts as a credit card but money is taken directly out of your account. An agreement up to a certain amount that if your account goes below zero a transaction may still go through so you don't get a returned check fee etc. An amount of money you will be charged monthly if you don't maintain the minimum balance required for your account. A percentage rate that is added to your account for having your money in a bank. (The greater the amount of money you have in the account the more your get in interest.)