FDCPA Essentials Part 2

Froggy Jumps

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Test your debt collection knowledge.

Créé par

Erika Damaso

Mexico

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FDCPA Essentials Part 2


Froggy Jumps FDCPA Essentials Part 2Version en ligne Test your debt collection knowledge. par Erika Damaso 1 Select the correct Mini Miranda a You're being contacted by a debt collector about collecting a debt. b This is an attempt to collect a debt, any information obtained will be used for that purpose c You're already in court for this debt so pay now or we will call the police to come get you. 2 What does 'location and skip tracing' refer to in FDCPA terms? a Tracking the debt's origin date. b Tracing out-of-state lawyers only. c Finding a consumer's current address or contact information. 3 True or False: a collector can call a customer repeatedly. a Only once per week b True c False 4 True or False: a collector can tell a consumer they are an attorney to collect a debt when they are not. a True b Anytime! c False 5 The first ____ days is considered the Validation Period a 30 days b 60 days c 15 days 6 Dispute in FDCPA means: a Ignoring the debt entirely b Refusing to pay without reason c Questioning the amount of the debt 7 Validation in FDCPA refers to: a Confirming whether this is the consumer's debt b Verifying the debt owner’s address c Validating the collector's license 8 What is a Fraud claim in FDCPA terms? a Identity theft involved in the debt b Fraudulent payment method c Fraudulent creditor license 9 What does C&D and DNC stand for? a C&D = Confirm & Donate; DNC = Do Not Collect b C&D = Cease & Desist; DNC = Do Not Call c C&D = Call & Die; DNC = Do Not Contact 10 Overshadowing in FDCPA means: a Harrasing consumer with repeated calls b A notice that downplays the consumer’s validation rights c A court-order requirement

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FDCPA Essentials Part 2

Froggy Jumps

À propos de cette activité

Créé par

Téléchargez la version pour jouer sur papier

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FDCPA Essentials Part 2Version en ligne

par Erika Damaso

Select the correct Mini Miranda

What does 'location and skip tracing' refer to in FDCPA terms?

True or False: a collector can call a customer repeatedly.

True or False: a collector can tell a consumer they are an attorney to collect a debt when they are not.

The first ____ days is considered the Validation Period

Dispute in FDCPA means:

Validation in FDCPA refers to:

What is a Fraud claim in FDCPA terms?

What does C&D and DNC stand for?

Overshadowing in FDCPA means: