Unit 4 Test Review

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Money Matters A Unit 4 Test

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Candice

United States

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Unit 4 Test Review


Unit 4 Test ReviewVersion en ligne Money Matters A Unit 4 Test par Candice 1 This measure compares the amount of credit taken out with the available credit limit. a credit score b consumer loan c credit utilization d peer-to-peer lending 2 Banks are bypassed by matching individual lenders and borrowers. a peer-to-peer lending b credit score c credit utilization d title loan 3 Lenders use this cumulative measurement to rate a borrower’s likelihood to repay a loan. a consumer loan b credit utilization c peer-to-peer lending d credit score 4 Banks help shoppers finance purchases such as home renovations, Christmas loans, or automobiles. a adjustable rate mortgage (ARM) b credit score c consumer loan d title loan 5 Borrowers who fail to repay this loan, which imposes a very high interest rate, can lose their vehicles. a title loan b credit utilization c ARM d consumer loan 6 This home loan is preferable if a homeowner plans to move in a few years or expects rates to drop. a title loan b adjustable rate mortgage (ARM) c consumer loan d credit score 7 A unique identifier and should be kept confidential except when absolutely necessary. a birthdate b height and weight c Social Security number d FTC case number 8 What is the period during which the balance of credit card transactions accumulates? a the pre-foreclosure b the billing cycle c a lien d the grace period 9 A _____ is tied to a revolving credit account with a line of credit and provides the consumer with protection in case of theft or fraud. a credit card b consumer loan c debit card d mortgage 10 Which organization does NOT need to be contacted if one’s identity is stolen? a retailers b the police and Federal Trade Commission (FTC) c Social Security administration d banks and creditors

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Unit 4 Test Review

Test

À propos de cette activité

Créé par

Téléchargez la version pour jouer sur papier

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Unit 4 Test ReviewVersion en ligne

par Candice

This measure compares the amount of credit taken out with the available credit limit.

Banks are bypassed by matching individual lenders and borrowers.

Lenders use this cumulative measurement to rate a borrower’s likelihood to repay a loan.

Banks help shoppers finance purchases such as home renovations, Christmas loans, or automobiles.

Borrowers who fail to repay this loan, which imposes a very high interest rate, can lose their vehicles.

This home loan is preferable if a homeowner plans to move in a few years or expects rates to drop.

A unique identifier and should be kept confidential except when absolutely necessary.

What is the period during which the balance of credit card transactions accumulates?

A _____ is tied to a revolving credit account with a line of credit and provides the consumer with protection in case of theft or fraud.

Which organization does NOT need to be contacted if one’s identity is stolen?