Activity 2.3 - Grammar in context

I ______________ (have/never/see) such a beautiful beach before I went to Kawai.

Kristine ___________ (have/never/be) to an opera before last night.

George __________ (have/never/collect) so many stamps in his life until he met Martina.

Before Camila bought the blouse, I __________ (have/already/get) a new dress for her party.

The boss didn't need to borrow money from the bank becasue he (have/make) a lot of money in a business deal he did the last year.