BUDGET
INCOME
TAX
EXPENSE
CHECKING
CASHCRUNCH
DEDUCTION
SPENDING
OPPORTUNITYCOST
X
X
I
D
E
D
U
C
T
I
O
N
S
U
H
I
O
I
E
I
I
C
S
A
L
H
E
T
R
O
R
R
P
I
E
I
E
T
A
H
I
W
V
H
G
Y
X
I
P
M
R
B
I
A
J
S
E
M
O
C
N
I
S
G
O
U
I
I
W
X
U
P
H
P
R
V
I
S
E
K
R
F
I
K
M
H
H
O
M
C
P
E
O
I
B
M
T
E
U
V
Q
P
C
O
I
P
R
G
D
N
T
C
U
N
W
E
I
Q
E
U
O
J
D
U
E
N
Y
D
N
F
E
G
F
E
Q
O
G
H
W
P
N
I
K
I
I
I
S
R
P
O
W
K
J
O
W
G
A
C
Y
K
T
K
N
N
X
Q
O
T
O
K
T
O
U
O
H
D
Y
A
E
C
M
G
Z
A
U
A
T
E
O
A
I
S
C
I
P
U
P
E
H
V
A
O
R
D
G
G
A
L
O
H
X
O
G
N
A
H
V
T
U
U
A
D
L
X
S
U
E
U
A
U
I
U
E
C
U
L
E
H
U
A
T
T
I
Y
L
T
S
W
W
B
U
U
B
N
E
B
W
X
I
M
E
O
U
A
P
I
O
Y
N
Q
U
R
E
J
A
T
E
C
I
L
K
Z
S
A
L
A
U
I
W
