Compléter TY Prof Eng_Bus: Interm_7bVersion en ligne Your pension par Tatiana Muchnick 1 Welcome to Nice Cream . This sheet gives you information about your Nice Cream pension . Your Nice Cream pension is fully , so if you decide to leave the company , you can take your pension with you . The Nice Cream scheme is a one . This means that every month you pay a into the company pension and the company pays an equal amount . You can choose how much you pay and you can also pay into the scheme a of any size at any time . If the scheme has more money than it needs , you can take a contributions and stop paying a monthly sum for a while . The fund is managed by a of who are appointed jointly by the senior management board of the company and your trade union representatives . This committee works completely independently of the company . The company cannot touch the money in the pension fund . If you are a member of this scheme for 35 years , you can expect to at the age of 65 with a pension equal to 80% of your final . If you take , you can receive a pension until you are 65 and can receive your full pension . We think that this scheme is one of the best available and one reason why so many people decide to stay with Nice Cream . However , if you prefer not to take part , we can give you the names of insurance and pensions who can give you independent advice on other products on the market .