Relier Pairs Risk Chp. 12 pt. 4Version en ligne Risk Chp. 12 pt. 4 par Ryan Brown 1 Cost-of-living rider 2 Life settlement 3 Accelerated death benefits 4 Viatical Settlement 5 Waiver-of-premium provision 6 Blended Policies 7 Guaranteed purchase option 8 Accidental death benefit rider a cash-value policy is combined with term insurance. is the sale of a life insurance policy by a terminally ill insured to another party, typically to investors or investor groups who hope to profit by the insured's early death. allows the policyholder to purchase one-year term insurance equal to the percentage change in the consumer price index with no evidence of insurability. allow part or all of the life insurance face amount to paid to a chronically or terminally ill policyholder before he or she dies, and the charge for the benefit is usually included into the premium. gives policyholders the right to purchase additional amounts of life insurance at specified times in the future without evidence of insurability. is a financial transaction by which a policyholder who no longer needs or wants to keep a life insurance policy sells the policy to a third party for more than its cash value. under this provision, if the insured becomes totally disabled from bodily injury or disease before some stated age, all premiums coming due during the period of disability are waived. increases the face amount of life insurance if death occurs as a result of an accident.
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