Relier Pairs Risk Chp. 10 pt 3Version en ligne Risk Chp. 10 pt 3 par Ryan Brown 1 Primary and Excess Insurance 2 Insuring Agreement 3 Declarations 4 Coordination-of-benefits Provision 5 Exclusions 6 Other-insurance Provisions provisions whose purpose is to prevent profiting from insurance and violation of the principle of indemnity when more than one policy covers a loss. provisions in an insurance contract that list perils, losses, and property excluded from coverage. statements in an insurance contract that provide information about the property to be insured and used for underwriting and rating purposes and identification of the property to be insured. the part of an insurance contract that states the promises of the insurer. type of other-insurance provision that requires the primary insurer to pay first in the case of a loss; when the policy limits under the primary policy are exhausted, the second insurer pays the excess. provision in a group medical expense plan that prevents over-insurance and duplication of benefits when one person is covered under more than one group plan. The provision specifies the order of payments when more than one group medical expense plan covers the loss.