Relier Pairs Federal RegulationsVersion en ligne Please match the federal regulation on the left with the correct regulation on the right. par TJ Ms. 1 Equal Credit Opportunity Act 2 Gramm-Leach-Bliley Act (Privacy Regs, GLB) 3 Safeguards Rule 4 The Telemarketing Sales Rule (No-Call) 5 Truth in Lending Act 6 Fair and Accurate Credit Transaction Act (FACTA) 7 Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM) 8 Fair Credit Reporting Act (FCRA) 9 Telephone Consumer Protection Act, TCPA – No Fax Law Provides for a national no-call registry. Consumers may register home telephone numbers to restrict companies from calling those numbers. It is a violation for companies to make any sales calls without checking this list. Requires financial institutions to develop a written information security plan that describes their program to protect customer information administratively, technically and physically. Prohibits discrimination related to credit based on gender, race, color, marital status, religion, national origin, or age. It also prohibits discrimination related to credit because consumers are receiving public assistance or have exercised rights under the federal Consumer Credit Protection Act. A federal law that became effective July 1, 2001. The law protects the financial privacy of consumers. The act covers all “private” information obtained from financial institutions by non-financial institutions, such as NNA (Nissan North America) Protects the privacy of certain information distributed by consumer reporting agencies (CRAs). Under the law, credit bureaus and other CRAs can release consumer information only to those third parties that have certified that they have a purpose permitted by the law to obtain a consumer report, such as to evaluate a credit, insurance, or employment application, or to rent you an apartment. Before a customer signs a contract, creditors must give written disclosure of important terms of the contract. Requires that senders of spam not mislead recipients as to the source or content of such mail; and recipients of spam have a right to decline to receive additional spam from the same source. Amends the FCRA to make permanent the uniform national standards of our credit markets. Effective January 1, 2005, consent in writing is necessary before solicitations or advertisements can be sent by fax.
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