Froggy Jumps Insurance Knowledge QuizVersion en ligne Test your understanding of insurance terms and concepts with this fun quiz! Keep playing to practice all of your Insurance Vocabulary. par Kristine Vester 1 What is the service you pay for in case of an expensive emergency? a Insurance b Premium c Claim 2 Who is a person that has insurance? a Provider b Beneficiary c Insured 3 What determines how much you pay for insurance based on danger? a Risk b Claim c Benefit 4 What is the category that determines your insurance risk level? a Deductible b Assigned risk pool c Insurance benefit 5 What do you report to an insurance company to receive money for an emergency? a Premium b Claim c Benefit 6 What is the money received from an insurance company for emergencies called? a Deductible b Insurance Benefit c Premium 7 What is the length of time you receive benefits from your insurance? a Annual deductible b Benefit period c Claim period 8 What is the amount you pay periodically for your insurance? a Deductible b Premium c Benefit 9 What must you pay before your insurance covers the rest of the bill? a Claim b Deductible c Premium 10 What is the amount you pay in a year before insurance starts to pay? a Benefit period b Annual deductible c Claim 11 What is the amount you pay for non-emergency health care called? a Co-pay b Deductible c Premium 12 What type of health insurance restricts you to certain doctors? a Non-managed care health insurance b Managed care health insurance c Universal variable life insurance 13 What type of insurance allows you to see any doctor? a Managed care health insurance b Non-managed care health insurance c Collision insurance 14 What insurance pays for care in a long-term facility? a Long-term care insurance b Automobile insurance c Whole life insurance 15 What type of insurance covers car crashes? a Property damage liability insurance b Collision insurance c No-fault insurance 16 What does no-fault insurance cover? a Only property damage b Only medical bills c Fixing your car when the other driver can't pay 17 Who pays for damages in property damage liability insurance? a The insurance company b The person responsible for the accident c The victim 18 What type of life insurance lasts only for a certain term? a Whole life insurance b Universal variable life insurance c Term life insurance 19 What is a key feature of whole life insurance? a It builds cash value over time b It cannot be renewed c It has a fixed term 20 What is the money beneficiaries receive when someone dies called? a Co-pay b Premium c Death benefit 21 What is the cash value in whole life insurance? a A fixed amount received at death. b The amount received at death increases over time. c The total premium paid over the policy's life. 22 What does face value refer to in term life insurance? a The cash value of the policy. b A set amount of money to be received at death. c The total amount paid in premiums. 23 Who is a beneficiary in life insurance? a A family member who receives money when someone dies. b The person who pays the premiums. c The insurance company providing the policy. 24 What does homeowners insurance cover? a Damage to a house you own. b Personal belongings in a rented apartment. c Injury to guests on your property. 25 What is renter’s insurance designed to cover? a The structure of the house you own. b Liability for injuries on your property. c Damage to a house you rent. 26 What does mortgage insurance do? a Provides life insurance benefits. b Covers property damage to your home. c Pays your mortgage if you lose your income. 27 What is disability insurance? a Covers medical expenses for injuries. b Provides life insurance benefits. c Gives income if you become disabled and cannot work. 28 What is unemployment insurance? a Replaces income if you lose your job. b Covers job-related injuries. c Provides retirement benefits. 29 What does it mean to be over insured? a Having exactly the right amount of insurance. b Having no insurance at all. c Having more insurance than needed. 30 What is comparison shopping in insurance? a Comparing costs of different insurance companies. b Buying insurance from the first company you see. c Choosing the most expensive policy available.
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