Relier Pairs Matching Game Financial TermsVersion en ligne Financial Terms par VisitMind Games 1 Income 2 Budgeting 3 Credit Score 4 Budget Deficit 5 Needs vs. Wants 6 Debt 7 Taxes 8 Fixed Expenses 9 Savings 10 Budget Surplus 11 Financial Goals 12 Financial Responsibility 13 Variable Expenses A prediction of how likely you are to pay a loan back on time (based on your credit reports) Having more expenses than income = negative cash flow Differentiating essential expenses versus discretionary expenses The action of setting aside money for future needs, possible emergencies, or financial goals Creating a plan to manage your income and expenses Expenses that remain constant from month to month (rent, insurance, etc) A compulsory contribution to state revenue levied by the government Having more income than expenses = positive cash flow A sum of money that is owed Setting objectives for short and long term financial achievements Expenses that change from month to month (grocery bill, travel costs, appointments, etc) Money received through work, investments, allowances, or scholarships The process of managing money in a productive way