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We didn't understand all of the issues _____ the budget.

__________________ as an expert on financial matters, he is often asked for his advice.

____ his address online, I decided to write more information.

________________ some unexpected money, I've decided to pay off my student loan immediately.

Not ____________ the letter thoroughly, I'm not sure why money doesn't always make people happy.

Having received

Not having read

Concerning

Finding/Having found

Known