ANNUAL FEE
INTRODUCTORY RATE (TEASER RATE)
APR
PENALTY APR
LATE FEE
CASH ADVANCE
an APR that is offered for a limited time; usually 0%
what you are charged if your payment is "past due"; (a punishment)
a yearly membership fee for simply using the card
the interest charged on the "balance" of a credit card; the finance charge for using a credit card
using a credit card to withdraw money from an ATM; charged a higher APR
an increased interest rate for violating the terms of the credit card such as being past due or having a returned payment; (a punishment)
