Member intends to buy new or used car
Member has equity in home and wants to consolidate longer-term debt at a low cost
Member has high interest loans or needs to lower their monthly payment(s)
Member has short-term cash flow need
Fixed, Longer Term Need
Member has higher rate on an existing mortgage
Member needs additional cash or a restructure of payment on existing mortgage
Member has higher rate on existing Auto Loan
Member is purchasing a new home
Member needs to build credit
Member is concerned about how to pay for kids college expenses
Member is interested in rewards
Member needs to finance an expense that can't be used as collateral
