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From: BMO Harris Bank Subject: Are You Still With Our Bank? Dear Name, You have not opened your account in a while, and we don’t know if you are still with are bank. If you are, please stop by the bank to confirm that you are still associated with our bank. If you are with our bank, your account will stay the same, but if you are not with the BMO Harris Bank, the money will be transferred to another bank that you want it to go to. Sincerely, BMO Harris Bank

From: Amazon Customer Service Dear Bob Nine (Your Name not Bob Nine), Your Prime membership has expired. If you want to continue using our Prime services, you have to reactivate. There is no deadline, we just wanted to let you know. If you have any question email us, or go to the Amazon website for more information. From, Amazon Customer Service

From: donotreply_412@gmail Subject: Money Dear Winner, You have just won a chance to make a million dollars. All you have to do is write your name, credit card number, and your address. If you win, you will have the million dollars linked with your credit card. You odds are 1-2, so you now it’s good;) Just go to this link and you could win. Here's the link.

From: hahahathisisascam@gmail.com Subject: Cruise Dear Man/Ladies, You just won a free cruise with us. Please hurry fast before you run out of time! If you don’t email us at hahahathisisascam@gmail.com then we will give the offer to soem one els. Thanks, Manny

From: 33netflix@gmail.com Subject: You won!!! Hi, You have just won $500!!! We can either send it to you or put in your Netflix account so you don’t have to pay for Netflix for years to come. We just need to know your Netflix username and password and you are all set. Please hurry fast otherwise we will give the money to someone else. Email us back! From, Netflix

This is a scam! There is a generic greeting, a non-trustworthy link, and there are spelling mistakes.

This is not a safe email, because it doesn't give the name of the person doing the email. It makes it look like they don’t want you to know who they are. Overall the odds are too good. If you have a 1-2 chance of getting a million dollars, they would be losing money. Most of times the people lure you in, so they can steal money or your identity.

This is a safe email. It uses your first name and last name, so it is not a generic greeting. Usually scammers will send it to multiple people so it doesn’t use your full name. Also, it doesn’t have a major sense of urgency, which many scams do. Scammers give you a sense of urgency, so you have less time to think about your actions.

No this is not a safe email because there is a generic greeting, something that can be to good to be true, and a sense of urgency. Also it wants you to verify your password and username.

This email is not a scam. The reason for that is because it says that you can come to your local bank you don’t have to email them back or call them. You have to stop by the bank.