VALUE
FACTOR
MISER
TEMPT
EARN
AVOID
FRUGAL
SUPPOSE
COMPLICATED
EXTRAVAGANT
FINANCIAL
JUDICIOUS
EXPENSES
RESPONSIBILITY
R
G
D
E
E
O
H
S
A
Q
T
T
W
E
H
A
E
M
D
H
O
C
N
D
K
L
K
D
K
C
N
A
P
O
R
D
E
S
O
U
B
N
Z
V
G
M
Q
O
S
T
P
M
E
T
T
U
A
Z
G
O
Q
J
W
H
L
V
A
L
U
E
G
S
A
F
V
O
V
X
Z
U
A
V
O
U
E
K
E
M
L
R
C
H
E
U
Z
N
H
D
T
U
I
J
O
Y
S
W
U
E
I
A
U
I
V
O
H
I
B
E
C
L
X
R
O
B
O
S
L
V
Y
N
L
A
I
C
N
A
N
I
F
E
P
M
I
P
P
O
R
O
F
J
A
I
U
D
O
W
K
S
P
P
F
O
M
I
R
O
A
N
L
O
R
C
E
G
T
I
U
I
S
N
O
D
J
R
C
L
Z
U
B
H
F
J
E
M
S
A
B
S
C
G
W
W
T
O
E
S
E
O
Y
A
M
G
A
R
F
I
U
E
Y
Y
O
Z
P
E
X
P
E
N
S
E
S
W
E
B
A
U
O
O
R
E
B
O
W
C
E
D
L
R
O
A
K
I
E
X
T
R
A
V
A
G
A
N
T
L
A
G
U
R
F
L
G
P
Z
C
O
P
E
A
R
N
O
D
P
O
E
R
D
I
M
T
W
A
A
M
A
E
U
O
X
W
C
U
R
E
E
T
O
K
E
M
L
U
J
U
A
A
U
Q
E
P
V
S
M
Y
