BACKRUPTCY
OVERVALUED
MITIGATE
BEHAVIOR
CONSEQUENCE
LIKELIHOOD
REVIEW
ENRON
PRICE
RISK
RATE
RATING
GAINS
A
O
K
O
U
U
A
O
E
G
N
I
T
A
R
A
U
I
V
Z
E
E
N
W
M
M
U
T
U
C
T
G
E
A
O
Z
P
A
Y
X
E
E
K
T
E
N
R
O
N
V
F
W
H
B
I
F
L
I
K
E
L
I
H
O
O
D
H
C
R
F
J
A
E
I
V
E
I
Q
R
E
M
E
C
B
L
C
G
R
E
C
H
E
U
E
O
M
P
U
O
A
X
F
T
A
X
I
U
K
R
Z
I
I
R
O
N
V
U
E
M
N
I
E
E
D
I
R
V
E
I
U
S
E
E
Y
R
N
S
N
U
T
V
F
A
U
C
T
E
U
I
R
L
O
T
O
S
L
A
A
H
F
E
P
Q
A
T
I
V
F
U
J
J
L
Z
D
E
G
K
Y
U
T
B
R
O
A
B
I
U
O
I
U
B
Z
V
I
E
M
F
C
U
J
L
I
U
V
C
A
O
I
R
T
N
T
H
U
S
Y
P
U
Z
W
R
I
Z
I
S
B
C
K
C
I
Y
R
T
D
E
T
B
A
N
U
P
D
E
E
Y
M
U
M
A
I
Z
D
O
R
U
U
O
C
Q
V
O
Z
E
Z
J
U
O
S
O
U
U
I
I
C
E
V
B
C
B
P
S
W
Z
U
A
K
W
T
O
