PERKEMBANGAN
WTO
ECOMMERCE
FINTECH
MOBILEBANKING
STARTUP
PRODUKSI
DISTRIBUSI
KONSUMSI
PRIMER
SEKUNDER
TERSIER
EARNING
SPENDING
SAVING
SHARING
KEJAHATAN
FINANSIAL
NETWORK
SOCIETY
K
E
J
A
H
A
T
A
N
J
I
W
E
F
I
N
E
T
W
O
R
K
U
A
S
S
H
A
I
W
H
I
M
H
N
O
P
F
K
R
U
I
R
N
E
M
G
O
I
E
W
A
U
V
U
H
C
N
A
S
L
A
B
S
Q
C
D
W
K
I
S
S
I
N
E
S
T
I
G
E
O
O
E
S
Y
E
S
N
S
K
F
P
L
T
R
H
O
M
T
T
U
Q
G
I
U
I
S
E
P
E
R
K
E
M
B
A
N
G
A
N
N
A
B
N
H
R
I
P
I
E
N
R
N
L
D
T
V
A
T
D
C
S
R
R
M
R
W
T
O
E
E
I
N
U
O
I
T
I
O
I
E
C
I
U
R
C
N
K
S
F
S
N
M
E
P
M
Y
E
O
P
H
G
I
R
I
P
H
G
O
R
M
E
Z
G
P
E
U
N
D
S
H
A
R
I
N
G
A
R
N
V
N
L
G
K
O
N
S
U
M
S
I
K
A
U
I
