SPEND
SAVE
ENTREPRENEURSHIP
DEMAND
COSTS
CAPITAL
MONEY
INVESTMENT
STARTUP
BUSINESS
FRUGALITY
INNOVATION
BUDGETING
PROFITABILITY
VENTURE
COMPANY
S
U
U
Z
W
F
R
U
G
A
L
I
T
Y
I
P
D
E
A
I
I
B
E
F
O
F
L
X
E
E
I
U
S
T
A
R
T
U
P
R
P
O
W
N
Q
H
S
O
C
R
I
V
L
D
G
M
D
F
O
L
S
I
P
I
P
O
B
I
H
G
P
U
I
M
J
R
V
N
E
S
I
I
S
U
W
E
A
Y
U
V
U
E
E
V
N
Q
C
B
K
T
S
T
I
O
B
E
A
L
N
E
D
Z
U
O
D
O
S
I
F
N
N
O
A
J
T
S
I
V
A
O
M
L
V
N
N
E
N
T
E
E
U
T
N
T
B
I
E
P
L
G
R
E
I
O
A
Y
R
M
I
P
N
H
Y
A
A
P
F
P
S
K
V
U
E
E
T
V
I
L
L
V
E
N
A
O
I
S
A
A
B
N
Y
U
J
F
M
R
U
C
Y
O
Z
Q
I
Q
T
T
C
A
Q
O
T
P
R
O
F
I
T
A
B
I
L
I
T
Y
W
N
F
P
L
H
O
E
D
E
M
A
N
D
O
P
E
M
A
A
E
M
U
U
A
S
A
V
E
F
O
N
