YH Malegam Committee has given its recommendations in which of the following areas ?
A.
(1) Agricultural development
B.
(2) Interest on micro finance loans
C.
(3) Capital market
D.
(4) Rural development
E.
(5) None of these
2.
As per price water house coopers report - Banking in 2050, India could emerge as the third largest banking market by 2050 after?
A.
(1) France & Germany
B.
(2) Japan & China
C.
(3) China & US
D.
(4) US & Japan
E.
(5) None of these
3.
In the context with Investment what are A, AA+ and AAA ?
A.
(1) Stock exchange Index
B.
(2) Credit ratings
C.
(3) Market stability Index
D.
(4) Profit equity Index
E.
(5) None of these
4.
The most expensive head under Public revenue expenditure in the Union Budget of the last decade has been
A.
(1) Defence
B.
(2) Interest Payments
C.
(3) Subsidies
D.
(4) Social services
E.
(5) None of these
5.
Which one of the following factors is the least important as far as its responsibility for the high birth rate in India is concerned?
A.
(1) High Infant mortality
B.
(2) Preference for a male child
C.
(3) Low social status for a women
D.
(4) Climatic factors
6.
In spite of sixty years of economic planning the average per hectare agricultural production in India has remained one of the lowest in the world. The dominant factor responsible for the backwardness of Indian agriculture has been
A.
(1) Overcrowding in agriculture
B.
(2) Discouragement of the rural atmosphere
C.
(3) Small size of the land holdings
D.
(4) Inadequate irrigation facilities
7.
Which of the following is/are generally regarded as the true index of economic growth? (A) Increase in national income at constant prices during a year (B) Sustained increase in real per capita income (C) Increase in national income along with increase in population
A.
(1) Only C
B.
(2) A and C
C.
(3) All A, B and C
D.
(4) Only B
8.
The balance of payments of country is in equilibrium when the
A.
(1) Demand for the domestic currency is equal to its supply
B.
(2) Demand for the domestic currency is the highest
C.
(3) Demand for the domestic currency is the lowest
D.
(4) Demand as well as supply of the currency are the highest
9.
High powered money is
A.
(1) Bank's reserves at central banks
B.
(2) All loans and advances of banks
C.
(3) Money held by banks
D.
(4) Currency held by public and reserves with the central bank
E.
(5) None of these
F.
(5) None of these
10.
A rise in the general level of prices may be caused by (A) An increase in the money supply (B) A decrease in the aggregate level of output (C) An increase in the effective demand
A.
(1) Only (1)
B.
(2) Only G
C.
(3) Only B
D.
(4) All A, B, and C
E.
(5) None of these
11.
A significant decrease in the demand for loans will force Banks to
A.
(1) Adjust their portfolios
B.
(2) Sell securities to the central Bank
C.
(3) Resort to borrowing
D.
(4) Raise the prime lending rate
E.
(5) None of these
12.
The two important functions closely connected with the successful working of a bill market are
A.
(1) Acceptance and discounting
B.
(2) liquidity and profitability
C.
(3)Acceptance and profitability
D.
(4) Profitability and discounting
E.
(5) None of these
13.
The process of credit creation is the act of
A.
(1))Raising the real national income
B.
(2) Raising the real wealth of a country
C.
(3) Increasing the supply of money
D.
(4) Decreasing the national debt
E.
(5) None of these
14.
Which of the following is not a function of commercial banks ?
A.
(1) Acceptance of deposits
B.
(2) Purchase and sale of foreign exchange
C.
(3) Discounting bills of exchange
D.
(4) Controlling credit expansion
E.
(5) None of these
15.
Which of the following is generally referred to as a 'Broader' measures of money supply ?
A.
(1) M1
B.
(2) M2
C.
(3) M3
D.
(4) M4
E.
(5) None of these
16.
The RBI has helped to finance India's foreign Trade through
A.
(1) NABARD
B.
(2) EXIM Ban
C.
(3) SBI
D.
(4) IDBI
E.
(5) None
17.
Temporary control of inflation can be affected by
A.
(1) Reducing prices
B.
(2) Increasing prices
C.
(3) Increasing the rate of taxes
D.
Restricting the growth of money supply
E.
none
18.
Which one of the following country is not a member of Euro Zone?
A.
(1) Denmark
B.
(2) Finland
C.
(3) Ireland
D.
(4) Cyprus
E.
none
19.
What is TDSAT ?
A.
(1) A Tribunal
B.
(2) A Telecom Business forum
C.
(3)A Telecommunication Company
D.
(4) A Satellite
E.
(5) None
20.
Many a times we read in newspapers that Government of India approves Foreign Direct Investment Proposals. In this contextwhich of the following recommends this approval?
A.
(1)National Development Council
B.
(2) Foreign Investment Promotion Board
C.
(3)Ministry of Commerce and Industry
D.
(4) Central Economic Intelligence Bureau
E.
(5) None of these
21.
Which of the following states leads in the total area under "Drip Irrigation”?
A.
(1) Andhra Pradesh
B.
(2) Orissa
C.
(3) Maharashtra
D.
(4) Gujara
E.
(5) None of these
22.
In which of the following a person is not eligible to seek a loan from commercial Bank as per RBI Guidelines ? (A) To Buy KisanVikas Patra (B) To Buy Gold Ornaments for marriage (C) To Buy Tractors in rural areas
A.
(1) Only B
B.
(2) Only C
C.
(3) All A, B and C
D.
(4) Only A
E.
(5) None
23.
The full from of MIBOR is
A.
(1) Mumbai Inter Bank Offer Rate
B.
(2) Melbourne Inter Bank Offer Rate
C.
(3) Madrid Inter Bank Offer Rate
D.
(4) Moscow Inter Bank Offer Rate
E.
(5) None of these
24.
The Tier - I Capital Banks does not includes
A.
(1) Paid up capital
B.
(2) Statutory reserves
C.
(3) Revaluation reserves
D.
(4) Investment, Fluctuation reserves
E.
(5) None of these
25.
Which of the following scheme is related with Financial Inclusion ?
A.
(1) SABLA
B.
(2) Swavalamban
C.
(3) Swabhiman
D.
(4) Adhar
E.
(5) None of these
26.
With reference to Banking what PCR ?
A.
(1) Profit Credit Ratio
B.
(2) Provision Credit Ratio
C.
(3) Provision Covers Ratio
D.
(4) Provision Cash Ratio
E.
(5) None of these
27.
What is offshore banking?
A.
(1) It is a bank located in the sea (i.e. island)
B.
(2) It is a bank located in SEZ
C.
(3) It is a bank located in a neighbouring country (
D.
(4) It is a bank located outside the country of residence of the depositor
E.
(5) Offshore banking is basically dealing in foreign exchange
28.
Non convertible debentures are
A.
(1) Debt instruments which acquire equity status at the issuers' option.
B.
(2) Debt instruments which acquire equity status at the investors' option.
C.
(3) Debt instruments which acquire equity status with the permission of Registrar of Companies.
D.
(4) Debt instruments which acquire equity status on maturity.
E.
(5) Debt instruments which retain their debt character and cannot acquire equity status.
29.
"IRDA norms will boost online distribution" - was the news in some major newspapers. This means online distribution of which of the following will boost up?
A.
(1) Bank products
B.
(2) Insurance policies/products
C.
(3) Licenses to open new banks/branches of existing banks
D.
(4) Licenses to operate 2G/3G spectrums
E.
(5) Permits for export of iron ore
30.
Which one of the following is not a salient feature of Debit Card?
A.
(1) No bad debts to banks and no suits for recovery
B.
(2) No interest earning for banks
C.
(3) Works like a normal withdrawal
D.
(4) Can be used at ATM and POS
E.
(5) 45 days credit is given to the card holder
31.
If you wish to extend the length of the network without having the signal degrade, you would use a
A.
(1) resonance
B.
(2) router
C.
(3) gateway
D.
(4) switch
E.
(5) repeater
32.
A repair for a known software bug, usually available at no charge on the Internet, is called a
A.
(1) version
B.
(2) patch
C.
(3) tutorial
D.
(4) FAQ
E.
(5) rectifier
33.
URL stands for
A.
(1) Universal Research List
B.
(2) Universal Resource List
C.
(3) Uniform Research List
D.
(4) Uniform Research Locator
E.
(5) Uniform Resource Locator
34.
When data changes in multiple lists and all lists are not updated, this causes
A.
(1) data redundancy
B.
(2) information overload
C.
(3) duplicate data
D.
(4) data inconsistency
E.
(5) data repetition
35.
What is a backup?
A.
(1) Restoring the information backup
B.
(2) An exact copy of a system's information
C.
(3) The ability to get a system up and running in the event of a system crash or failure
D.
(4) All of these
E.
(5) None of these
36.
The Internet is
A.
(1) a large network of networks
B.
(2) an internal communication system for a business
C.
(3) a communication system for the Indian government
D.
(4) a communication system for some states of India
E.
(5) a communication system for some cities of India
37.
Computers that are portable and convenient for users who travel are known as
A.
(1) Supercomputers
B.
(2) planners
C.
(3) minicomputers
D.
(4) file servers
E.
(5)laptops
38.
What is the storage area for email messages called?
A.
(1) A folder
B.
(2) A mailbox
C.
(3) A directory
D.
(4) The hard disk
E.
none of these
39.
One advantage of dial-up Internet access is
A.
(1) it utilizes broadband technology
B.
(2) it is Indian
C.
(3) it uses a router for security
D.
(4) Modem speeds are very fast
E.
(5) it utilizes existing telephone service
40.
What is the process of copying software programs from secondary storage media to the hard disk called?
A.
(1) Configuration
B.
(2) download
C.
(3) storage
D.
(4) upload
E.
(5) installation
41.
Which process checks to ensure the components of the computer are operating and connected properly?
A.
(1) Booting
B.
(2) Processing
C.
(3) Saving
D.
4) Editing
E.
(5) Starting
42.
A means of capturing an image (drawing or photo) so that it can be stored on a computer is
A.
(1) Modem
B.
(2) Software
C.
(3) Scanner
D.
(4) Keyboard
E.
(5) Mouse
43.
Which of the following sentences is true?
A.
(1) Marketing is not required in a Buyer’s market
B.
(2) Marketing is not required in a Seller’s market
C.
(3)Marketing is not required due to Globalization.
D.
(4)Marketing is not required clue to competition
E.
(5) Marketing is not required due to liberalization.
44.
For effective marketing the salesman should have which of these qualities?
A.
(1) Creativity
B.
(2) Team Spirit
C.
(3) Motivation
D.
(4) Effective communication skills
E.
(5) All of these
45.
Market Information means____________
A.
(1) Knowledge of shops and bazaars
B.
(2) Knowledge of shopping malls
C.
(3) Knowledge of customer profile and product mix
D.
(4) knowledge of various languages
E.
(5) None of these
46.
Market research is needed for __________?
A.
(1) Deciding the market area
B.
(2) Deciding the right product to be sold
C.
(3) Making proper marketing decisions
D.
(4) Deciding right time to sell
E.
(5) All of these
47.
Which of the following statements is 'true?
A.
(1) Marketing makes the company to go into loss due to higher expenses
B.
(2) Marketing is not required in profit making companies
C.
(3) Marketing sharpens the minds of the employees
D.
(4) Marketing is a time bound seasonal functions
E.
(5)Marketing is a waste of time.
48.
Marketing plan helps in _____________
A.
(1)Better lead generation
B.
(2) better system
C.
(3) better results
D.
(4) Improved balance sheet
E.
(5) better customer service
49.
If marketing is done effectively which of the following is not required?
