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Guarantor

Commissions

Nominal interest rate

Term

Lender

Other expenses

APR

Principal

Borrower

They can be home insurance or guarantee payment of the loan in the event of the death of the holder, among others.

Time period agreed to repay the loan.

Extra charges that can be study, opening and cancellation.

Person or financial institution that lends the money.

Person who guarantees payment of the loan in case the borrower fails to do so.

Rate that integrates interest, commissions and loan expenses into a single indicator

Amount of money that has been lent and based on which the interest on the loan is calculated.

Person or entity that receives the money as a loan.

Percentage that expresses the cost of renting the money.

STORE CARD

MORTGAGE

QUICK CREDIT

DEFICIT IN BANK ACCOUNT

CREDIT CARD

PERSONAL LOAN

They are called "red numbers". This occurs when we use more money than we have in the account.

Money that is given by the bank for personal purchases (car, travel, studies...)

Money that is given by the bank to buy a dwelling

Easy way of having money but with a high cost. They are used for low quantities and short time refund.

Cards related to stores where we can pay with them, and they have some benefits in the store

Card that we use to pay and it has the possibility to use more money than we own in our bank account, but with an interest.